European Commission - Targeted consultation on the competitiveness of the EU banking sector

The Commission’s savings and investment union (SIU) Communication recognises that a stronger, more integrated and more competitive banking sector is a key building block for a competitive European economy and announces that the Commission will prepare a report on the competitiveness of the banking sector in 2026.

This consultation is therefore a central element of the preparatory process: the Commission attributes great importance to gathering robust practical and evidence-based feedback from all relevant stakeholders, as their views and experience will directly inform its analysis.

The consultation will run until 19 April 2026